Fundings structured on a case by case basis.

1. Example

• Borrower's income is not used for loan qualification.

• LOW Rates

• Loans from $1 Million to $25 Million.

• 5, 7, and 10-Yr Fixed with 30 yr amortization (Hotel is 25 yr amortization).

• Max LTV 80% for Multifamily, 75%-80% for Commercial, 65% for Hotel.

• Min. DSCR is 1.15x for Multifamily, 1.20x for Commercial, 1.35x for Hotel.

• No DTI / No Ratio - borrower's income is not used for loan qualification.

• Property types include: Multifamily/Apts, Office, Medical Office, Unanchored Retail, Anchored Retail, Industrial